Accept EMV (chip), NFC (contactless) and magstripe credit cards

For processing credit card payments, our iPad POS for restaurants and retail stores is fully integrated with several payment gateways and credit card payment processing services and card readers, including:

- Square Payments in United States;

- Authorize.Net payment gateway in United States;

- PayPal Here in United States, United Kingdom, Australia and Canada;

- iZettle in United Kingdom, Denmark, Finland, France, Germany, Italy, Norway, Spain, Sweden, The Netherlands, Mexico and Brazil;
iPad POS Credit Cards

Works with Square, Authorize.Net, PayPal Here, and iZettle

The Square, PayPal Here and iZettle credit card payment services work in conjunction with your Square, PayPal or iZettle account, and are compatible with the corresponding credit card readers offered by Square, PayPal and iZettle, including the Square readers for contactless, chip or magstripe, PayPal chip and mobile card readers, and the iZettle chip card reader. These card readers connect to your iPad via Bluetooth or audio jack, and can process EMV (chip and pin) and magnetic stripe credit cards, as well as contactless (NFC) payments and Apple Pay.
The Authorize.Net payment gateway works in conjunction with your Merchant Account at any US Bank, and the available Authorize.Net card readers: AnywhereCommerce Walker C2X Chip (EMV) Card Reader and IDTECH Shuttle Encrypted Mobile Card Reader. All these card readers are shipped fully encrypted, so only the Authorize.Net Payment Gateway, for which the card reader was injected, can decrypt the card data.
Restaurant POS Card Tips

Accept tips on credit card payments

For restaurants and service providers, our iPad point of sale solves the usual limitations on accepting tips on credit card payments, like the restriction on the gratuity amount to be less than 20% of the total sale amount, the need to manually settle all the credit card transactions at the end of the day, and the current limitations that are imposed with the EMV liability shift. If your restaurant needsto accept, process and track the gratuity offered by your customers, please read this guide about accepting gratuity on credit card payments.
You can configure our retail and restaurant POS system directly on the iPad to use any of the available payment gateways and mobile card readers. You may also use any external credit card payment terminal, but since the iPad app can not control an external payment terminal that is not connected to your iPad, you will have to manually enter the payment amount on the payment terminal itself.
The following table shows the features and fees for each of the supported credit card payment services.

Gateway Fees Supported Countries Credit Card Readers
Square Payments No setup fee

No monthly fee

2.5% + 10¢ per tap, dip, or card swipe

3.5% + 15¢ for keyed-in payments
United States Square reader for contactless and chip

Square reader for magstripe

Square stand for contactless and chip
PayPal No setup fee

No monthly fee

2.7% per transaction
United States, Canada, United Kingdom, Australia PayPal Miura M010 Chip Card Reader

PayPal Mobile Card Reader

PayPal Chip and Swipe Reader

PayPal Chip and Tap + Charging Stand
Authorize.net No setup fee

$25 monthly fee

10¢ per transaction
United States AnywhereCommerce Walker C2X Chip (EMV) Card Reader

IDTECH Shuttle Encrypted Card Reader
iZettle No setup fee

No monthly fee

1.50% to 2.75% per transaction, based on volume
United Kingdom, Denmark, Finland, France, Germany, Italy, Norway, Spain, Sweden, The Netherlands, Mexico, Brazil iZettle Pro Contactless EMV Card Reader

iZettle Lite Card Reader
External Card Reader N/A Any Country Any External Credit Card Reader


Of note, the BNG Payment Gateway integration is no longer supported in the current version of posIPOS.