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Process credit card payments via the Authorize.Net Payment Gateway

For processing chip (EMV) and magnetic stripe credit card payments and electronic check instant transfers (ACH) in US, posIPOS is fully integrated with the Authorize.Net Payment Gateway, in conjunction with the AnywhereCommerce Walker C2X Chip (EMV) Card Reader and IDTECH Shuttle Encrypted MagStripe Card Reader sold directly by Authorize.Net POS Portal:

If you do not have an Authorize.Net account, you can apply for an Authorize.net Payment Gateway Account via this link. In addition, if you do not have an merchant account, you may apply for a merchant account at the same time that you apply for the Authorize.Net payment gateway account, by the selecting the appropriate option.

The posIPOS iPad app can easily be configured from the Program Settings screen to use the Authorize.Net Payment Gateway, together with the AnywhereCommerce Walker C2X Chip (EMV) Card Reader or the IDTECH Shuttle Encrypted Card Reader. Just select the corresponding option, and enter your Authorize.Net username and password, and you are ready to accept chip and magnetic credit card payments, as well as electronic check (ACH) payments, directly from the point of sale app on your iPad.

The fees charged by the Authorize.Net for a payment gateway account only are as follows:
    - One-time setup Fee: $49
    - Monthly Gateeay Fee: $25
    - Per Transaction Gateway Fee: 2.9% + 30ยข

The AnywhereCommerce Walker C2X Chip Card Reader is an EMV-certified compact credit card reader that supports chip & signature, Apple Pay, Android Pay and magnetic stripe payment technologies. If offers a flexible connectivity via the audio jack or micro-USB, over-the-air firmware updates and key injection, and it has a Long battery life of up to 500 EMV dips, 700 NFC taps, or 4,000 MSR swipes on a single charge.

Effective October 1, 2015, the liability for certain counterfeit and fraudulent transactions shifted to the merchants, unless an EMV chip device is used. To protect against this potential liability shift, merchants are encouraged to adopt EMV chip technology at their point of sale. Only choose this reader if your Authorize.Net account supports EM, as there are different credit card processors used by Authorize.Net for different account types, and each processor will add support for EMV chip transactions at a different date. Plese read the Authorize.Net EMV FAQ page for more information.

The IDTECH Shuttle is a two-track, encryption capable, audio jack-connected card reader, that is powered by an audio tone from the iPad. The IDTECH Shuttle supports TDES and AES encryption using DUKPT Key Management, and it can read up to 2 tracks of information from credit cards, signature debit cards, gift cards, loyalty cards, and more, with a single swipe in either direction.

Before being shipped to you, the card readers are injected with the MeS encryption key for the Authorize.Net Payment Gateway. This key injection is performed in a PCI Certified Key Injection Facility, so only the Authorize.Net Payment Gateway can decrypt the card data. Even if the encrypted card data is somehow intercepted, it is unusable for any other party except for the Payment Gateway for which it was encrypted.

Because of this key injection, any similar card reader from a different credit card processor will not work with the posIPOS iPad application, and the encrypted card readers that are shipped to you can only be used with the posIPOS app and the Authorize.Net Payment Gateway.

IMPORTANT: When powering on the IDTECH Shuttle credit card reader on the credit card payment screen, in order to provide enough power for the Shuttle to read and encrypt card data, the iPad audio volume will be set to maximum, and a high frequency tone will be send to the audio jack. This tone can be very painful to a listener if they have connected speakers or headphones.